If they do not notice it at this review, there is always the chance they could at a future review, or, indeed, during the final review when they often re-visit old reviews before completing the arrangement.
At the end of the day, the fact that you have £100 "spare" each month to squirrel away would / should raise the alarm and point to the fact that your budget is incorrect. Most in an IVA, especially at the start, just make it to the end of each month without being able to save anything at all as all surplus should be paying the debt.
rhythmb wrote:Should I call them and tell them what I'm doing or just start paying £400 rent and tell them whenever my review is if they pick up on it?
We cannot tell you what to do -- that is for yourself to decide given that you know your own moral compass and all of the rest of the picture that we do not. Personally I would pay the rent as declared and not go poking sleeping bears unless I needed to. Your I&E might need to be adjusted at review --- I am curious as to how you are funding this extra £100. Do your parents, for instance, feed you more than you buy your own food and groceries? If so, you can make modest savings, but a regular £100 is pushing it.
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