IVA Approved

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Irma

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Post by Irma » Sat Mar 06, 2021 3:39 pm
Im just made my first iva payment but accidentally paid one of my credit cards. I emailed my Supervisor as they are closed the weekend. Will this affect my iva?

Foggy

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Post by Foggy » Sat Mar 06, 2021 4:54 pm
Innocent mistake -- shouldn't be an issue.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Irma

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Post by Irma » Sat Mar 06, 2021 5:29 pm
Should i contact my IP supervisor to let him know?

Foggy

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Post by Foggy » Sat Mar 06, 2021 5:33 pm
That is up to you --- he might not even notice. When I was in my IVA I told my supervisor practically everything, whether he wanted to know or not, just to avoid any surprises on either side.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Irma

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Post by Irma » Sat Mar 06, 2021 5:40 pm
I might just call on monday morning as they are closed this weekend.

Also, i had an email from Amigo who accepted my iva. Thank goodness. They are saying that they will contact my friend to still pay the dept. But they dont have her details so cant contact her. What will happen to me? Will they contact me after my iva is finished?

Foggy

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Post by Foggy » Sat Mar 06, 2021 5:43 pm
Your friend would have given her details when she went as guarantor for the loan, so they will ask her to make the repayments --- it is her loan now.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Irma

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Joined: Sat Mar 06, 2021 3:31 pm

Post by Irma » Sat Mar 06, 2021 5:47 pm
She did at the start but moved to her daughters . She tried to get financial help. She is the borrower. Im the guarantor and got the iva to protect myself

Irma

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Post by Irma » Sat Mar 06, 2021 5:49 pm
After my iva has finished and debt written off. They cant contact me anynore?

Foggy

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Post by Foggy » Sat Mar 06, 2021 6:02 pm
Sat Mar 06, 2021 5:47 pmIrma wrote:
She did at the start but moved to her daughters . She tried to get financial help. She is the borrower. Im the guarantor and got the iva to protect myself
Ah right ---- the IVA will protect you from the loan and Amigo will try to trace her and collect. She should seek advice. After the IVA is finished successfully, they will leave you alone.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Irma

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Joined: Sat Mar 06, 2021 3:31 pm

Post by Irma » Sat Mar 06, 2021 6:05 pm
Thanks for clarifying that for me.

I will get her to contact the company i went with

Irma

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Post by Irma » Sat Mar 06, 2021 6:07 pm
One.more thing. Is it definite that my iva wont be affected by one little.mistake

Foggy

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Post by Foggy » Sat Mar 06, 2021 6:37 pm
Sat Mar 06, 2021 6:07 pmIrma wrote:
One.more thing. Is it definite that my iva wont be affected by one little.mistake
I have learned, over the last 10 years plus, that in an IVA nothing is definite, but most things can be worked around or put right. Everyone makes mistakes ( even, though they would have you believe otherwise, IPs !).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Irma

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Joined: Sat Mar 06, 2021 3:31 pm

Post by Irma » Sat Mar 06, 2021 7:01 pm
Now.im worried

Foggy

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Post by Foggy » Sat Mar 06, 2021 7:52 pm
I don't think that you have anything to be worried about ! Honestly, I have seen much bigger breaches sorted out in the end with no problems --- I doubt this is even a breach .... just a mistake with no damage done.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Irma

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Joined: Sat Mar 06, 2021 3:31 pm

Post by Irma » Sat Mar 06, 2021 8:24 pm
Thanks. I will still call just to tell them
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