Just got the phone call that my application has been approved by the creditors.
100% agreed by all creditors.
To be honest I don’t know how to feel , happy, sad, ?
Did anyone else feel like this?
In one way I’m happy I’m only making one lower payment a month but on the other hand I feel guilty of getting into this mess in the first place.
Also thought thought of doing all this for the next 5 years.
Well done ! From my experience and that of many others you will go through the whole gamut of emotions over the next few days. But it will settle down and, I think, the overriding feeling, in a couple of days, will be one of relief.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk