I'm in my first month with Creditfix and just a bit curious about my annual review. As all my creditors have been accounted for in my IVA I will now have surplus money too spend. Would credit fix allow me to spend £150+ on electronic gadgets etc? When it comes to my annual how many months do they go back online regarding statements?
You should not have any significant surplus to witter away, if your I&E has been correctly handled. Reviews vary, even within firms, according to individual circumstances, but typically they go back three months with statements. However CF use third party access to your bank account, if you agree to this, where they can look at whatever they like, whenever they like.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk