I have recently become temporary homeless and haven't been able to keep up with iva payments . Tho now have a certificate of iva cancellation after finding somewhere to live .
Have found payment very tricky even having money, cos of finding suitable acomadation to live. Have now got somewhere to live and have a baby on the way . How can I resolve this without losing everything and more again .
If the IVA has been cancelled there is nothing you can do with that one. You might be able to start a new one, or maybe a different debt solution could be looked at (or even better for you).
I would suggest a chat with a couple of firms ( I prefer smaller to medium firms, where you will be treated with more consideration).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Depending on how much your debt is or whether or not you have any assets and have £50 a month disposable income, you could look at a DRO, but, as Foggy says, you need to speak to someone for advice on all options open to you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk