Child tax credit paid £4000.00 into my bank account in error. Then it was taken out of my account. The Child Tax Credit now want it back. I have just found out that my IVA practitoners took it, without my knowledge. What is my legal position on this.
I'm surprised they knew about it as well. My IP company would not take any money from my account without my knowledge. I doubt they would have known about it.
I suggest that you speak to your IP about this.
Who is your IP?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
To be able to take money from an account in the manner that you describe needs a direct debit. Most IP firms I know of are paid by standing order and not direct debit. A standing order does not allow the payee to either access the account, or change the amount or date of payment.
This doesn't look right to me therefore, so I suggest that you investigate this further with your bank first of all, as they will be able to provide all the relevant details of such transactions, and then after that with your IP.
Let us know the outcome when you have done so.
23+ years in debt advice
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