Got IVA completion cert in February 2017. Have been checking my Credit file over last few months, most is fine but logged into Noodle yesterday (Call Credit) and found 2 open accounts, that are listed as closed on Experian and Equifax. The original default date is listed as the date my IVA started but there are default stamps every month upto and including this month.
A couple of questions:
1. Do I need to do anything about this or will it fall off my record after six years from the original default date?
2. Most of the closed accounts on all reference agencies show £0 balance however some still show a balance, will this be an issue or will I need to contact them all in turn (all default dates are in and around beginning of IVA)
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