Iva complete next month, going to start looking for a mortgage.

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Jag Bola

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Joined: Thu Apr 08, 2021 7:04 pm

Post by Jag Bola » Thu Apr 08, 2021 7:48 pm
Mon Mar 22, 2021 9:28 amFoggy wrote:
The IVA will stay on your credit files for 6 years from the start date and will limit your choices for a lender and a reasonable rate. After that, when your credit records are clear you will get access to more lenders and 'normal' rates. I would suggest a chat with a broker experienced in adverse credit applications, as many lenders will still ask about your past and some react better than others!

We have two regular posters: Ryan and Shaun who have both placed mortgages for forum members. Their contact details can be found on their profile pages here:

Ryan: memberlist.php?mode=viewprofile&u=18488
Shaun: memberlist.php?mode=viewprofile&u=22837
Is that from the day the IVA started or completed please

Ryan

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Post by Ryan » Thu Apr 08, 2021 7:55 pm
Hi, needs to be off the Insolvency register also to get the best rates
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page

jimytttt

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Joined: Sun Mar 21, 2021 4:13 pm

Post by jimytttt » Thu Apr 08, 2021 8:00 pm
The payed off early in 2017 and I have the completion certificate, I am literally waiting for it to drop 0ff my credit file this month.

Foggy

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Post by Foggy » Thu Apr 08, 2021 8:03 pm
Thu Apr 08, 2021 7:48 pmJag Bola wrote:
Mon Mar 22, 2021 9:28 amFoggy wrote:
The IVA will stay on your credit files for 6 years from the start date and will limit your choices for a lender and a reasonable rate. After that, when your credit records are clear you will get access to more lenders and 'normal' rates. I would suggest a chat with a broker experienced in adverse credit applications, as many lenders will still ask about your past and some react better than others!

We have two regular posters: Ryan and Shaun who have both placed mortgages for forum members. Their contact details can be found on their profile pages here:

Ryan: memberlist.php?mode=viewprofile&u=18488
Shaun: memberlist.php?mode=viewprofile&u=22837
Is that from the day the IVA started or completed please
6 years from the start date of the IVA
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

luluj

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Post by luluj » Fri Apr 09, 2021 6:33 pm
Jimmytttt I have removed your personal email address from an earlier post. Please contact Ryan direct through his profile.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

jimytttt

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Joined: Sun Mar 21, 2021 4:13 pm

Post by jimytttt » Fri Apr 09, 2021 6:50 pm
Thanks
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