Hi Guys.. I've never posted before but have taken a great amount of advice and solace from others posts over the past 5 years when I was in some dark places so thanks to all the contributors for that. Today I paid my last payment and finished my IVA.... What a feeling it is. If you're just starting or midway through one I know it seems a long way away but it's worth it.
So moving on.. What comes next for me? I know that it will be on my credit file for the next 12 months but can I be doing anything to build my credit in the mean time?
I have a basic bank account can I get a normal one that pays interest etc or will that again have to wait till the 6 year mark?
Well done for reaching the end of this stage of your debt free journey.
As Lisa suggests little you can do now other than settle into your new life and routine .. another year will go by quickly. Your completion certificate will take a while to cine through but once received you will come off the register with three months.
Good luck !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !