How do you find out the dates you entered and finished an IVA, it was about 4 years ago and I need the restrictions lifted to re-mortgage my house, Antionette Thorpe and Peter Jackson hold restrictions during my IVA.
Thanks
Kris
Write to your former IP, or whoever is dealing with the caseload if work has been transferred, they should be able to tell you as well as release the charge.
You can release the charge yourself if unable to get them to:
To withdraw a restriction H M Land Registry would normally expect to receive a completed form RX4 by the person or company that has the benefit of the said restriction. If the beneficiary is unable to provide this RX4 then this form should be completed by whomever has inherited the benefit of the restriction and appropriate evidence of devolution of title lodged as part of the application. This evidence should show a clear link between the beneficiary named on the title register and the applicant that has completed form RX4.
If restriction is not withdrawn, then an application would need to be made for its cancellation. Cancellation is the term used in rule 97 of the Land Registration Rules 2003 to refer to an application to cancel a restriction that is no longer required.
Any person may apply to cancel a restriction. The application must be made in form RX3 and no fee is payable.
We will cancel the restriction if we are satisfied that the restriction is no longer required. The application must be accompanied by evidence to show that this is the case. If anyone is referred to in the restriction and if an address for service is listed for that person, we will usually notify them of the application and give them an opportunity to object to the application before canceling the restriction.
Practice Guide 19 provides further information on notices, restrictions and the protection of third party interests in the register.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Name
Mr PETER ANTHONY JACKSON
Company
Vanguard Insolvency Practitioners
Address
National House, 80-82 Wellington Road North, STOCKPORT, Cheshire, SK4 1HW
Telephone
0151 252 6260
Fax
IP Number
9085
Licensing Body
IPA
Email peter.jackson@vanguardinsolvency.co.uk
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Thanks for your help, I directly e-mailed Ms ANTOINETTE THORPE and have just been e-mailed saying that the restrictions on my property have been lifted but it may take a couple of days to take effect.
Thanks it's been about 5 years since I completed my IVA.
Ando
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You need to check whether the start & end dates of the iva is correct. You can able to send a copy of your completion certificate to the credit reference agencies if you find the dates are not correct for any reason to make them update accurately the information they hold.
Moses - from what I can see it is just to do with Land Registry and nothing to do with credit agencies.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
