This is for those who are currently still in their Iva or just starting.... you may think it will never end but this is to assure you that it does!
I finished my Iva after successfully completing it and have the certificate, and found a little bonus at the end of it in the form of a refund which I certainly was not expecting.
Over 6 months after completion I now have 2 credit cards, one with high interest and the other with my day to day Bank (only for emergencies, and always pay in full).
So there is life after Iva, and best wishes to all those still going through the journey
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk