IVA failure looming

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komakino

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Post by komakino » Thu Oct 14, 2010 7:55 pm
Thanks everyone. I'd love a smooth run for a change for the last 26 months!
 
 

komakino

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Post by komakino » Mon Nov 08, 2010 12:26 pm
Good news!! (with one final hiccup).

My wife has been offered a much less stressful job starting at the end of the month. The transition is not perfect and she owes some holidays which combined, equal a final pay packet down by about £450. This in unavoidable though and is necessary considering all that's been going on.

However, the new job is full time with regular hours and will be much better for her health...which is also better for her paypacket...which in turn is better for the IVA. If my IP can sort something out for me this last time it'll be great.

Wish me luck!
 
 

kallis3

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Post by kallis3 » Mon Nov 08, 2010 12:52 pm
That's great news, I hope the job works out for her.

I'm sure your IP will be able to help you out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

nomoremoney

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Post by nomoremoney » Mon Nov 08, 2010 2:51 pm
Difficult times for IVA...those who have just finished[count yourself very lucky you were in boom period when employment was as high it could in 2006/7 and those with an IVA can get a mortgage]

If you are half way through the IVA now it's worth sustaining through the difficulties.Those starting out you going need to have nerves of steel.
Last edited by nomoremoney on Mon Nov 08, 2010 2:54 pm, edited 1 time in total.
 
 

Broke of London

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Post by Broke of London » Mon Nov 08, 2010 6:04 pm
It's not that bad. Life just happens irrespective of the iva. And anyone contemplating an iva would not be mortgage-worthy anyway and would still be eyeball deep in debt with no job security. Can't see how an iva makes life worse.
 
 

kallis3

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Post by kallis3 » Mon Nov 08, 2010 6:10 pm
nomoremoney rarely has anything positive to say. My only worry is that people who could be helped by an IVA may be put off applying for one if they read these sort of posts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Sinking Fast

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Post by Sinking Fast » Mon Nov 08, 2010 8:09 pm
What a load of codswallop.

Nomoremoney you are so melancholic in your responses....

Now where have I put those razor-blades.....
nomoremoney wrote:

Difficult times for IVA...those who have just finished[count yourself very lucky you were in boom period when employment was as high it could in 2006/7 and those with an IVA can get a mortgage]

If you are half way through the IVA now it's worth sustaining through the difficulties.Those starting out you going need to have nerves of steel.

 
 

Skippy

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Post by Skippy » Mon Nov 08, 2010 9:42 pm
[:D] Sinking Fast!
 
 

kallis3

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Post by kallis3 » Mon Nov 08, 2010 9:50 pm
Brilliant!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Broke of London

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Post by Broke of London » Mon Nov 08, 2010 10:09 pm
Tho the forum must be good for the angry and melancholy posters otherwise they wouldn't keep coming here. I'm not normally zen but acceptance is the only way to get thru this...I would find it difficult to keep paying out if I resented every penny and couldn't understand why I had to go without.
 
 

kallis3

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Post by kallis3 » Mon Nov 08, 2010 10:17 pm
Not all of the angry or depressing posters who come on here are genuine.

We get our fair share of troublemakers, usually people who are jealous of our success.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

nepensioner

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Post by nepensioner » Mon Nov 08, 2010 11:14 pm
I can understand that Jan, after all look how supportive everyone is on here, personally it was a godsend to me having you all available
F & F Accepted 19th Oct 2010
 
 

Broke of London

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Post by Broke of London » Mon Nov 08, 2010 11:42 pm
((((((Group Hug))))))
 
 

komakino

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Post by komakino » Fri Nov 12, 2010 4:50 pm
Good news. Problem sorted by my IP. 2 more years left hopefully to run smoothly for a change.
 
 

kallis3

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Post by kallis3 » Fri Nov 12, 2010 4:51 pm
Excellent news komakino, hope it all continues smoothly for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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