Iva finished last year but heard nothing from Aperture

Get expert opinion. This is the place for new questions to be posted.
6 posts Page 1 of 1

michael855

User avatar
Posts: 1
Joined: Wed Jan 09, 2019 5:11 pm

Post by michael855 » Wed Jan 09, 2019 5:11 pm
My IVA was completed in October 2018 and have had nothing from Aperture since that date yet they have now asked for a statement of income etc, some three months later. Is this normal? How does final closure come about? Any help will be valued as am 83 fears of age, in sheltered accommodation and worried that this can go on and on.

kallis3

User avatar
Forum Expert
Posts: 74146
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Wed Jan 09, 2019 5:14 pm
Did you get a completion letter?
http://kallis3.blogs.iva.co.uk/
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.

Keith White

User avatar
Industry Expert
Posts: 178
Joined: Tue Aug 01, 2017 3:19 pm

Post by Keith White » Wed Jan 09, 2019 6:13 pm
It doesn't seem normal and once the IVA is finished you should receive a completion certificate though it can take a few months. Have you tried speaking to Aperture?
Keith White, IVA advisor at iva.com
Contact me at http://www.iva.com/about-us/keith-white

MerlinL14

User avatar
Posts: 1608
Joined: Sun Oct 30, 2011 2:44 pm
Location:

Post by MerlinL14 » Wed Jan 09, 2019 6:18 pm
You need to start a dialogue with Aperture over this. There may be a bit of crossed communication within the departments as Aperture are renowned for not always getting it right! Speak to them asap otherwise you will just get more frustrated.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues

Foggy

User avatar
Forum Expert
Posts: 28156
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Wed Jan 09, 2019 6:42 pm
This is not normal for most of the industry, but, I am afraid, seems to be "normal" for Aperture ! It takes them a while for the file to be passed to the completions department, who will do a review of the whole term. I am guessing what they have asked for is for the final annual review -- just to check you have had no extra income in the last year. This should have happened much earlier -- but --- this is Aperture !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

Lisa Thomas

User avatar
Industry Expert
Posts: 7268
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Thu Jan 10, 2019 9:17 am
Are you sure you have 'completed' the IVA or do you perhaps mean you have finished making your payments?
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
6 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”