Not a questions as such. My partner and myself have just finished and gained our completion certificates after a 73 month IVA. To all the people starting out our even part way through I won't lie yes it's hard at times but the years really do pass by. We got in trouble using our credit cards raising our credit limits, banks throwing endless money at us we thought were not daft we can pay it back but it just got to hard. I have been on this forum for around three years reading other people experiences and the advice given is second to none helped us out a few times. Don't normally write on forums or really put myself out there, please don't worry it's hard but there is a small chink of light which just gets bigger and bigger the closer you get to the end of your IVA. Just to say thank you to the experts on here who helped keep me sane and carry on. Please don't give up on yourselves aim high and go for that light
Excellent post Jeffers. So glad you have put your debt problems behind you know and wish you all the best for the future.
I am sure a lot of our posters will take heart from your words.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk