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abbiesmum2003

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Post by abbiesmum2003 » Tue Feb 19, 2019 9:31 am
So tomorrow will be 3 months since the register was informed of completion of our IVA (thanks to those who explained how to find that info!)
I have been checking it daily (not obsessed honestly!)
We completed 22 Oct, register says 20 Nov so three months on will be tomorrow 20 Feb.
Will it simply just disappear when the register refreshes tomight?! Seems odd that it will just vanish! I mean its fab but does it just to disappear literally overnight?

Foggy

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Post by Foggy » Tue Feb 19, 2019 9:40 am
It will just disappear, maybe tonight, maybe tomorrow night ..... fingers crossed that they press the right buttons !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

abbiesmum2003

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Post by abbiesmum2003 » Tue Feb 19, 2019 9:53 am
Thanks foggy!
Ive even set a reminder on my calendar to ‘check the IR’....dont know why i think i need reminding!!

It will go from our credit report 6 years after starting (early April) too wont it along with the defaukted accounts which are dated end of March 2013....apart from one which is Dec 2013 (i have already filed a dispute to get that date altered-just takes time).

MerlinL14

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Post by MerlinL14 » Tue Feb 19, 2019 12:56 pm
I think, but don't quote me, that it has to have some human intervention. Nearing the end of my IVA everyone was saying 3 months max to fall off the IR. I was surprised and totally amazed that I dropped off on the 3rd day after the date on my CC. This could only have happened by a human pressing a button in error??!! My wife on the other hand was close to 3 months to be removed. Hope it just happens for you anyway.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues

bethany

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Post by bethany » Tue Feb 19, 2019 3:09 pm
Mine dropped off after 3 months, I know what you mean about checking I was obsessed... then to celebrate I had a little cake!

Just 4 months to go and everything drops off, not that I'm counting or anything ;)

abbiesmum2003

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Post by abbiesmum2003 » Wed Feb 20, 2019 12:07 am
Well its 00:05 and bwfore going to bed I just thought Id check....never expected it to be gone...but it has!
Just like that!
Mine and my husbands names have gone from the insolvency register! We were there at 2330 because i showed him and we were talking about it....and now we arent!
OMG! Sorry....just another step closer to repairing our financial lives!

luluj

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Post by luluj » Wed Feb 20, 2019 1:09 am
Fab news .... now its really real ... you are debt free ! Your credit file will soon start to repair too xx
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

anthony

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Post by anthony » Wed Feb 20, 2019 4:38 am
Congrats - On wards and upwards.
I know its a small thing to some, but knowing your name is not out there in public for anyone access made me feel a lot better. Good luck for the future. :D

Foggy

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Post by Foggy » Wed Feb 20, 2019 8:43 am
Excellent -- A giant step towards "normality".

Onward and Upward :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

kallis3

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Post by kallis3 » Wed Feb 20, 2019 8:59 am
Brilliant news - really pleased for you both.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Ryan

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Post by Ryan » Wed Feb 20, 2019 10:46 am
Great news!


Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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