my IVA has been satisfied for a year, am looking for a mortgage - anyone know of anywhere I can get one? Also, once the IVA has dropped off your credit file (6 years from start?), do you need to declare it as presumably it's not visible on a search?
You can start looking round, but unless you have a hefty deposit you might find it difficult to get one anyway.
Have you checked your record to find out whether or not all defaults after the date of acceptance have dropped off your record? If not you need to write any creditors to tell them to remove them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk