IVA satisfied for a year, looking for mortgage

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lauradl

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Post by lauradl » Tue Jul 27, 2010 4:02 pm
my IVA has been satisfied for a year, am looking for a mortgage - anyone know of anywhere I can get one? Also, once the IVA has dropped off your credit file (6 years from start?), do you need to declare it as presumably it's not visible on a search?
 
 

kallis3

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Post by kallis3 » Wed Jul 28, 2010 7:50 am
You can start looking round, but unless you have a hefty deposit you might find it difficult to get one anyway.

Have you checked your record to find out whether or not all defaults after the date of acceptance have dropped off your record? If not you need to write any creditors to tell them to remove them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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Adam Davies

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Post by Adam Davies » Wed Jul 28, 2010 8:16 am
Hi
Use a broker to search the whole market
Normally you will be asked have you ever been bankrupt, rather than specifically a question regarding an IVA.
Regards
Andam Davies
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