IVA settled and help to buy scheme

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alison986

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Post by alison986 » Tue Apr 10, 2018 3:45 am
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Would we be able to get a mortgage under the help to buy scheme? we had a previous Iva which was settled last year
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luluj

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Post by luluj » Tue Apr 10, 2018 4:57 am
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I would advise you contact one of the mortgage experts on this page - either Ryan or Shaun. They have helped many people after and during IVA to gain mortgages.

Good luck
Sharing from experiences of dealing with debt

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Foggy

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Post by Foggy » Tue Apr 10, 2018 6:58 am
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Ryan and Shauns details can be gleaned from their profiles via here: memberlist.php?mode=team

They are in yellow. near the bottom of the listing. Click on each name to bring up the profiles.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Ryan

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Post by Ryan » Tue Apr 10, 2018 7:30 am
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Hi Alison,

It would depend on when the IVA began but we have certainly managed to obtain Help to Buy Mortgages previously for Clients following an IVA.

Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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Lisa Thomas

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Post by Lisa Thomas » Tue Apr 10, 2018 8:25 am
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When did your IVA start? Credit record will be damaged for 6 years form the start of the IVA...
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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Shaun Vickery

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Post by Shaun Vickery » Thu Apr 12, 2018 9:11 am
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Hi Alison. The IVA certainly, in itself, doesn't exclude you from the Help-to-Buy scheme but the challenge will be to find a lender who will allow both. This will depend on your other circumstances and when the IVA was first registered.
Specialist Mortgage Advisers. Highly Commended at the British Mortgage Awards.

For individual, confidential mortgage advice see my details under the IVA Experts or go to http://clients.theselectpartnership.co.uk/
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