Hi I have tried to search the site and find some information but it wasn't easy to navigate and couldn't find the answers
I have been in my IVA now for 20 months of a 60 month term and wanted to read up on best ways and if possible I know the 5 years will still be n my credit file its not about there is a potential my family member will loan me the money and I would pay them back directly, I have not missed any payments they have always been on time and without problems
I just wanted to red the ins and outs before I started to discuss it with the Insolvency company
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
If you are offering about what they would be getting in dribs and drabs over the next few years, there is every chance of success. I am assuming the offer will be funded by gifts from a third party. They will have to pay the IP direct, once the offer has been accepted. If they gift you the money first it could be defined as a windfall and lost to the IVA. The IP will require evidence that the money is from a third party and evidence of it's existence.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Thats exactly what it would be and have no issues providing the information, my health has also been getting worse and I just would like to sorted so I don't have that hanging Over me and potentially causing my illness to worsen.
I have a rare condition that stress increases my chances of a coma if medication isn't given soon enough then its game over ! Im not worried about getting a mortgage a new house or car or anything life is all ok I just want to live in a completely stress free life without the worry or stress of reviews that way I have a better chance of living a few years on !!
So would I contact the IP sending them a letter or what is the process thanks for the response foggy I've downloaded the letter from this site but didnt know what info and details do I need supporting evidence etc...