On November the 5 th last year I lay upstairs alone crying about the amount of debt I had got myself into , feeling totally lost and helpless , not knowing which way to turn . I found this forum and made contact with the number at the top of the page . This was the first step . I found Keith white who was amazing, messaging me straight back on a Sunday night , reassuring me and calling me the next day . He was so understanding. He put me in contact with an amazing insolvency firm called Middlebrooks. I cannot recommend them highly enough they were amazing. If anyone is looking for a company to help them , then these guys were brilliant . I had a direct number to my ip and spoke with him regularly. His name is jason Bowen and he is literally awesome , without him I would NOT have gotten through this . One year on I have just received my completion certificate. A friend offered a f and f settlement which was approved. Now the mornings
Seem a bit brighter , I smile again and I live life now instead of existing. Don t suffer for months like I did . Speak to someone , I have found some genuine, decent people who did not judge or lecture me . I am in a far better place now thanks to these people . There is light at the end of the tunnel. Don t suffer alone . A problem shared is a problem halved . Thanks to everyone on this forum . Kevin
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Great post and well done to you, Kevin, along with Keith White and Middlebrooks / Jason.
It is great to hear of a firm who are willing to allow contact with the IP --- I have found, over the years, that those who do seem to have fewer problems along the way.
Onward and Upward
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Wow!
Awesome post! gave me goosebumps! what a lucky person you are to have such a wonderful friend.
Well done! Its a fab feeling to have some financial freedom back.
Onwards and upwards! Take care and enjoy life xxx
