IVA terminated - need to find out if this is fully paid off

Get expert opinion. This is the place for new questions to be posted.
4 posts Page 1 of 1

leanne913

User avatar
Posts: 1
Joined: Fri Apr 12, 2019 8:08 am

Post by leanne913 » Fri Apr 12, 2019 8:08 am
I previously had an Iva approx 2014 the arrangement was terminated as I agreed payment plans with the creditors (token payment ) please could you confirm if the balance outstanding is now fully paid and the account closed my debt was with nram Bal at oct 2017 £12413

kallis3

User avatar
Forum Expert
Posts: 74233
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri Apr 12, 2019 8:20 am
I'm afraid we can't. You need to check your credit scores and also the Insolvency Register and you can check with your creditors.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

User avatar
Forum Expert
Posts: 28350
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Fri Apr 12, 2019 8:24 am
If the IVA was terminated the debt would not have been written off and, if you have been making token payments, I doubt the outstanding balance has been paid off either, especially if they didn't freeze interest. the only people who would know would be the creditors themselves.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Lisa Thomas

User avatar
Industry Expert
Posts: 7308
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Mon Apr 15, 2019 11:55 am
Ask the creditor, or order your credit reports for the answer.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
4 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”