I previously had an Iva approx 2014 the arrangement was terminated as I agreed payment plans with the creditors (token payment ) please could you confirm if the balance outstanding is now fully paid and the account closed my debt was with nram Bal at oct 2017 £12413
I'm afraid we can't. You need to check your credit scores and also the Insolvency Register and you can check with your creditors.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
If the IVA was terminated the debt would not have been written off and, if you have been making token payments, I doubt the outstanding balance has been paid off either, especially if they didn't freeze interest. the only people who would know would be the creditors themselves.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk