I have my variation meeting scheduled for the 7th of June (very nervous and excited) The majority of my creditosr are large UK banks and I'm hopeful that they'll except my offer. NTF which are.... trying at the best of times have calculated a completely different settlement figure and put this on my paperwork. I can't help but feel that they want me to fail, they have been awful throughout this process and only now have employed someone (Jade) who actually cares and tries her best for you. It took them a month to send me my variation documents...
Anyway I wanted to ask with the creditors being Large established banks will they be more likely to accept my offer. I have 8 months left to go on my IVA and have offered 7 months (worth of instalments) lumpsum with an additional payment of my monthly contribution scheduled in May, this will equal the outstanding 8 months payments. Please let me know what you thing?
Once your F&F offer is accepted? I have been told from my IVA company that it will take them 6-9 months for the certificate to be received (They aim for 6 months) I don't understand why it takes so long... what are they looking for does anyone know? they'll have my bank statements,payslips and can see that I no longer have credit, I don't have any saving so I'm a bit lost.
If anyone can shed some light here I'd be most grateful.
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