It would be very interesting to know what his experience has been.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I hope people thinking of an IVA don't read this chaps first post, and not bother to read the posts of people who responded!
Yes, an IVA is a major committment, but for me it has completely changed my life for the better.
I am nearly at the end of my 5 year journey, and can face the future with happiness and confidence, being debt free for the first time in my adult life, so I don't see how that can be considered a con!
During the five years, I have discovered what is truly important in life, and will never make the mistakes that I had done previously again.
I now know that there is very rarely such a thing as a 'must have', yep there are still 'I'd really like' items, but that's a completely different thing, and if I want something I try and put money by, and if it's not there when the money is saved, so what?
The fact that a lot of the people in the IVA profession take time and effort to post on here outside of working hours, shows to me that the industry has a lot of dedicated professionals who deserve respect and can be trusted to have our best interests at heart.
So please if you're thinking of an IVA don't be put off by someone who may have had a bad experience, I'm sure there are far many more of us who are entirely happy with our IVA's.
I think we still need to know what experience Gerald has had. Some people do have a bad time with their IVA and it isn't for everyone.
I am more than happy with mine, as are most of the posters on here, but there are a few who have had bad experiences and ended up having to go bankrupt - Skippy and Julie are two who spring to mind.
Everyone who comes on here will be advised to take advice from several companies, and of course we are all here to support each other.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I am curious if anything else as to the experience he has had especially if its something that other people could be warned about or able to avoid as a result of his experience.
I hope he comes back on to let us know what happened.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
