IVA what a con

Get expert opinion. This is the place for new questions to be posted.
39 posts Page 3 of 3
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:

Post by Adam Davies » Thu May 20, 2010 11:41 pm
Hi Gerald
You didn't ger barred at all. I changed your username to protect your identity
Regards
Andam Davies
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Fri May 21, 2010 7:04 am
It would be nice to hear from you Gerald and your experience x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

User avatar
Forum Expert
Posts: 77170
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri May 21, 2010 9:21 am
It would be very interesting to know what his experience has been.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom

Post by Julie » Fri May 21, 2010 8:26 pm
Hopefully Gerald will post his experience.
 
 

Skippy

User avatar
Posts: 20720
Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom

Post by Skippy » Fri May 21, 2010 10:03 pm
I agree with the others, it would be good to hear your experience Gerald, and it may help other people.
 
 

struggling63

User avatar
Posts: 105
Joined: Sat Aug 08, 2009 6:06 pm
Location:

Post by struggling63 » Sun May 23, 2010 1:33 pm
I hope people thinking of an IVA don't read this chaps first post, and not bother to read the posts of people who responded!

Yes, an IVA is a major committment, but for me it has completely changed my life for the better.

I am nearly at the end of my 5 year journey, and can face the future with happiness and confidence, being debt free for the first time in my adult life, so I don't see how that can be considered a con!

During the five years, I have discovered what is truly important in life, and will never make the mistakes that I had done previously again.

I now know that there is very rarely such a thing as a 'must have', yep there are still 'I'd really like' items, but that's a completely different thing, and if I want something I try and put money by, and if it's not there when the money is saved, so what?

The fact that a lot of the people in the IVA profession take time and effort to post on here outside of working hours, shows to me that the industry has a lot of dedicated professionals who deserve respect and can be trusted to have our best interests at heart.

So please if you're thinking of an IVA don't be put off by someone who may have had a bad experience, I'm sure there are far many more of us who are entirely happy with our IVA's.
 
 

kallis3

User avatar
Forum Expert
Posts: 77170
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sun May 23, 2010 2:48 pm
I think we still need to know what experience Gerald has had. Some people do have a bad time with their IVA and it isn't for everyone.

I am more than happy with mine, as are most of the posters on here, but there are a few who have had bad experiences and ended up having to go bankrupt - Skippy and Julie are two who spring to mind.

Everyone who comes on here will be advised to take advice from several companies, and of course we are all here to support each other.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Daveyboi

User avatar
Posts: 777
Joined: Fri Apr 09, 2010 4:36 pm
Location: United Kingdom

Post by Daveyboi » Sun May 23, 2010 3:20 pm
I am curious if anything else as to the experience he has had especially if its something that other people could be warned about or able to avoid as a result of his experience.

Davey
DaveyBoi - Just Keep Smiling :)

Image
 
 

kallis3

User avatar
Forum Expert
Posts: 77170
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sun May 23, 2010 3:29 pm
I hope he comes back on to let us know what happened.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
39 posts Page 3 of 3
Return to “Ask IVA Forum and Industry experts”