Jefferson Hobbs - Anti IVA bandwagon

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andrea1968

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Post by andrea1968 » Wed Mar 16, 2011 7:36 pm
seems to be just after the insolvency register is back up and running-thats usually when I start receiving them again!!!
full and final accepted January 2015

iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
 
 

Shining

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Post by Shining » Wed Mar 16, 2011 8:48 pm
Send them to Size 5 as he's always happy to receive the letters. His contact details can be found on the site. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Wed Mar 16, 2011 10:36 pm
Must admit that I've not had any for ages - perhaps they've given up on me!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Thu Mar 17, 2011 4:47 am
Me neither but I do react to them and always get my apology for invading my privacy from them as I'm on the MPS x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

bigbopper28

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Post by bigbopper28 » Fri Jun 10, 2011 12:56 pm
Hi all. had a meeting with someone from Jefferson Hobbs this morning.I've been in an iva for nearly a year,and before that debt management for 18 months. initially it was going to be an iva but it failed the first time,however, because of waht i was told to do when the iva failed i felt that i had no option but to go into debt management. my company has since sold it's ivas on to a new company. i have been told that they have put a new clause in which can extend the iva for another year,no questions asked. Jefferson Hobbs have advised me to go bankrupt. why all the anti feeling against them?
 
 

kallis3

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Post by kallis3 » Fri Jun 10, 2011 1:01 pm
The anti feeling is there because they have no idea of your circumstances when they contact you. If you are struggling then your IP should be the first port of call.

If bankruptcy is the right choice for you then you can do it yourself and just pay the court fees. You do not have to pay someone to help you and this company will charge a lot of money for the 'assistance'.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Judo

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Post by Judo » Fri Jun 10, 2011 1:08 pm
Hi bigbopper

Jan is right. They will charge you a fortune for their services and do nothing that you could not do yourself.

Again as Jan has said, if you are having specific problems then contact your IP firstly. If all seems to be going ok then please don't be drawn in by these people. 'If it ain't broke, don't fix it'!
 
 

bigbopper28

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Post by bigbopper28 » Fri Jun 10, 2011 1:10 pm
thanks Jan. guess i have to mull things over. i'm now in a job where i can earn overtime (i wasn't when the iva was set up) but i'm a bit loathe to work more and not get it all. i know this is a clause of an iva but who wants to work for nothing?
 
 

Judo

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Post by Judo » Fri Jun 10, 2011 1:12 pm
Is there nothing in your proposal that says you get to keep a certain percentage of it?
 
 

kallis3

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Post by kallis3 » Fri Jun 10, 2011 1:17 pm
None of us will work for nothing. You will normally get to keep at least 50% of any overtime or bonuses you get.

I would give it serious thought. If you really do want bankruptcy and can't face doing it yourself then there are companies who will not charge anywhere near the fees these companies charge.

I would never go with a company that had to approach me in the first place.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

bigbopper28

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Post by bigbopper28 » Fri Jun 10, 2011 1:24 pm
i dont think i can keep any bonuses. however i can get to keep the first £94 of overtime and then its 50% over that. overtime is stopping soon anyway i think. it's a shame but may help with the first review?
 
 

kallis3

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Post by kallis3 » Fri Jun 10, 2011 1:29 pm
How long have you been in your IVA bigbopper and what company are you with?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

bigbopper28

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Post by bigbopper28 » Fri Jun 10, 2011 1:38 pm
i've been in it 10 months now and its just been taken over by grant thornton from blair endersby who i always found to be good.
 
 

Judo

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Post by Judo » Fri Jun 10, 2011 1:46 pm
I am with GT and they are a good firm. You will be fine with them. :)
 
 

bigbopper28

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Post by bigbopper28 » Fri Jun 10, 2011 1:49 pm
thanks for all your help kallis,jan and judo. just made a call to GT and waiting for a call back. didn't know these forums excisted until i started digging around for jefferson hobbs.
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