We are struggling with the amount we pay out can we start a joint iva?
We earn about 2800 a month, have 2 kids and my husband pays child maintinace. In debts currently pay 433 out. Also pay 95 on car finance about 18 months left on this. 533 including car.
We owe about 25k without the car about 27k with car
Alot of the creditors have sold the debt on to debt collection agencys like wescot etc can they be included on a iva?
How much could we realistically look at paying to iva?
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