Hi everyone, ive been on here a few times and have panicked myself to heck over my failing ive.... anyway i just want to give my biggest thanks to everyone and especially declan at DFD. i was woriied and he sorted my case out very quickly ! my creditir meeting for my F&F is on the 25 th Agust, a very low divident (6p) should hve been 42P if the iVA had lasted but circumstances were that my contract ended, i have an autustic son with child care fees creeping up then i fell pregnant and found a lump in my breast anyway last resort is bankruptcy! so F & F put forward.....up to date news is waiting to hear on the 25th but have to call DFD tomorrow as i has an emergency ceasarian last week as the lump in my breast is cancer and i have ignored it !! its being removed tomorrow pm but docstors dont think its looking good and if this doesnt work after chemotherapy then i have expected 2 isg years left......im 29. i just hope the F &f is accepted so i can enjoy whats left!! i had a little girl and he is beautiful ! just to let those that are looking at posts dont be scared to ask for help because there are amzing peopel on here, dont be ashamed....xxxxx
So sorry to hear your story. Declan is a real support and having used him myself in the 24hrs I have had my review conducted and a review of other things too all within 48hrs of speaking to him - let's hope your F&F is approved and you to can then sit and enjoy your family more - take care x
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
A big pat on the back for Declan, who works tirelessly for forum members who have their IVAs with DFD. Fingers and toes crossed for you at the meeting! With regard to your health, the news you have received must be devastating, but remain positive and strong for your family's sake, and glad to hear that at least your debts are soon to be under control.
Last edited by MelanieGiles on Thu Aug 12, 2010 8:47 pm, edited 1 time in total.
Good luck for the 25th, so glad that Declan has helped you and I wish you all the positive thoughts in the world for your health, please stay in touch with the forum. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
What a brave lady you are and how awful you have to worry about debt on top of everything else. I'm sure Declan will do everything possible -good luck for the 25th.
Congratulations on the birth of your daughter, I'm sure she's a little cutie who bring you and your family so much joy - what does your son think of his new sister??
My thoughts and prayers are with you and I hope the doctors are proved wrong.
Hi Sam
I’m devastated to here your news and as Julie said, you are an incredibly brave person and I promise you, I will do the upmost to ensure everything runs smoothly for you. Its the very least we can do.
Congratulations on the birth of your daughter, but what devastating news otherwise. I really feel for you.
I hope the creditors have something like a heart rather than a swinging brick and accept your offer.
Sending you a big hug )))))HUG((((( and I hope the chemo works.
Keep us informed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Debt is the last thing that you need on your mind at the minute. I hope everything goes well for you on the 25th, so you can move on from debt and focus on your family and your health. I really hope that your treatment works for you.
regards
st75
Started lump sum IVA in Aug 2010 - received certificate of completion April 2011, thanks to Melanie & team
Very best of luck for your meeting.
You're a very brave lady and deserve this to be accepted so you can concentrate on your family and your health. Fingers crossed for you and i really hope EVERYTHING works out well for you xxx
I can only add my best wishes too and congratulations on the new arrival. I agree with Andy that creditors will look very sympathetically on your case and DFD will be pulling out the stops to get the variation approved.
Congratulations on you new bundle of joy, and fingers crossed for your op and chemo, It is a horrible thing to have to face with such a young family,
Good luck for the 25th
If life is what you make it, I must have been in a strange mood when I made mine
