You may also want to think about tidying up your credit records once you have come off the insolvency register (within 3 months of the CC being issued)
You might find this quick video I made about cleaning up your credit record useful:
Noddle and Clearscore are also free credit agencies to consider using:
I hope your IVA isn't with Aperture as I to was in this position last week until I contacted them to ask where is my Completion Certificate after a 6 month wait and being assured on 3 separate occasions that my certificate was on its way. I was told last week that the equity release issue hadn't been addressed from 12 months ago and now I'm trying to email them a re-mortgage rejection from Halifax but they are insisting on a full rejection letter which I can not get because I can only apply for an agreement in principle.
Aperture are a bloody nightmare!
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