I have received a letter from aperture today, I had a creditors meeting last Wednesday. Aperture called me to say that the creditors had accepted the variation and that my shortfall on my house repossession in 2015 had been accepted bringing my total months in an iva to 137..giving them a total dividend of 16p.. I was told it was 28 days before they could progress the completion certificate. There is no mention of this in the letter. It just says. That the creditors accepted the variation but no mention of anything else just a breakdown of supervisors fees etc and a chairman's report. Nothing clear at all. My iva started Jan 2008, it has a page of resolutions. One of them bring that a certificate of termination be issued by reason of the debtors breach. Then it says on the next line that the debtors breach be deemed as remedied. I am totally confused. Have I successfully completed my iva or not.. Should I contact them.. Any advice would be much appreciated.. Why have they not mentioned completion... Thanks
Sounds like you have completed, although I stand by my last comment on this 28 day lull --- more tomfoolery and laziness. They won't have mentioned completion because, with your provider, it could take some time and they do not want to raise any dust.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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