letter from bank hsbc

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fivebyfive

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Post by fivebyfive » Thu Sep 02, 2010 6:41 pm
hubby got a letter from hsbc (not being used anymore) and it states " as you are in receipt of an IVA we have frozen your accounts"

does this look like a good/bad sign ? they havent rang or written once and he didnt make the pyt to loan this month . the creditors meeting is 1.30 on wed 8th sept ! omg

chelle
 
 

luluj

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Post by luluj » Thu Sep 02, 2010 6:44 pm
we were with first direct a side of HSBC and they gave us 14 days notice to close our account - it is advisable for him to open a new account somewhere and have his wages paid into that and all DD / SO come from that account - Co-Op and halifax have given us there basic accounts and we applied on line for both
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TheMatrix

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Post by TheMatrix » Thu Sep 02, 2010 6:49 pm
Standard letter from HSBC I had a very similar letter when I took out my IVA from First Direct.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

fivebyfive

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Post by fivebyfive » Thu Sep 02, 2010 6:55 pm
hes already been using his new account for a while now
 
 

kallis3

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Post by kallis3 » Thu Sep 02, 2010 7:51 pm
HSBC are well known for closing bank accounts of those in an IVA. They trawl the Insolvency Register.

Co-op are a good bank to use.
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The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Shining

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Post by Shining » Thu Sep 02, 2010 8:48 pm
As others have said it's normal practice for the HSBC.

Good luck with your creditors meeting on the 8th, let us know how it goes won't you ? x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Thu Sep 02, 2010 9:03 pm
Fingers crossed for the meeting.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Loopy Linda

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Post by Loopy Linda » Fri Sep 03, 2010 1:42 pm
Good luck with your creditors meeting. I know how you feel. Sign up to bank that you have no credit with. No overdraft allowed but no problems. Hope it all goes well.xx
Loopy
 
 

lukeofyorkshire

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Post by lukeofyorkshire » Fri Sep 03, 2010 2:12 pm
Yeah I can't speak highly enough of the Co-Op (Wish more banks were ran ethically!)
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
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