I'm so behind in getting all my paperwork together, I'm getting phone calls 5-6 times a day and living with parents is causing me more stress. I just don't know what to do.
I want to get all my bits together I'm having a hard time facing it all.
You will probably find details of the head offices on the websites.
That's where I sent ours to.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
good luck with getting everything together - now how stressed you feel, we have just started our process, with letters going out to our Creditors, but the company that we are assigned to are writting on our behalfs, but phone calls from creditors still coming thick and fast!!!
Helen - what would you say would be the normal overall process time, ours has been about 1 month so far, and I thought is would be done in two months.??
Thanks
Sam x
F&F accepted 12/8/13 - Awaiting Completion Certificate
Thanks to everyone for your support. Could'nt have done it without you.
It varies from person to person. My own was about 8 weeks, Helen's took about 6 months.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I'm sure it won't be long for you and a thorough IP will make sure everything is in place and able to run smoothly before calling the meeting. All the best. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
I sent out the letters that Melanie gave us on Friday. MBNA have already replied in writing and I have had constant phonecalls from Tesco all day today!
Trying to keep smiling but it's all a bit scary at the moment! I have sent all the paperwork required, so hopefully I won't have to wait too long before a proposal is drawn up.
Now the paperwork is in then it shouldn't take too long to get a proposal done.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Keep going, shouldn't be too long now till the meeting is arranged. Ours took between 5-6 from sending all stuff back. You've done the worst bit and admitted there was a problem. Leave it to your IP now. (easier said then done I know) Good luck xx