Life after the IVA

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kallis3

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Post by kallis3 » Thu Jul 22, 2010 8:04 am
Hi Tina,

The IVA will stay on your record for six years from the date of acceptance. What you need to do once it's completed is to check the credit reference agencies to see if any creditors have defaulted you after the acceptance date. If they have then you should write to them to get them to remove them.

There is nothing to stop you trying to get credit again as soon as you have finished. Some posters have managed to get a Vanquis card.

Realistically you should wait until it's dropped off, but there are no restrictions as far as I am aware.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

SometimesTina

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Post by SometimesTina » Thu Jul 22, 2010 8:26 am
Thanks Jan.

I dont intend to 'go mad' but a pair of Jimmy Choos are on the cards!
Best Wishes,
Tina x


Even trannies get in debt
 
 

kallis3

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Joined: Mon Mar 17, 2008 4:02 pm
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Post by kallis3 » Thu Jul 22, 2010 8:30 am
Now that I would class as 'going mad'![:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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