Lloyds Basic Bank Account.

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Lee-2019-2024

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Post by Lee-2019-2024 » Fri Nov 06, 2020 6:42 am
I currently bank with nationwide flex basic ( absolutely fine )

Only reason I have opened a Lloyds basic account wise Lloyds is very close to my house and also it allows you to pay in and withdraw at a post office.

As for nationwide it allows you to withdraw at post office but no deposit, and the branch is otherwise of town and nightmare to get too.

I no the deal with Halifax Lloyds group etc.. closing banks, but I’ve done live chat and everything and they seem to think an Iva is okay ?? Has anyone got one currently with no issues?

I have opened it just waiting for card pin ect.. just don’t want to close nationwide to find Lloyds close this account too??

Thank you lee

kallis3

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Post by kallis3 » Fri Nov 06, 2020 8:28 am
You can pay in cheques via the banking apps, You don't have to visit a branch. Sounds as though Lloyds will be ok but keep your Nationwide one open as a back up.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Fri Nov 06, 2020 8:55 am
I never got around to closing my old account with the Halifax ... just moved all my business to the Co-Op and allowed the old account to lay dormant. I have used it since completing my IVA, but am nervous about keeping any great amount in it.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Lee-2019-2024

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Joined: Thu Aug 13, 2020 2:05 pm

Post by Lee-2019-2024 » Tue Nov 10, 2020 2:09 pm
UPDATE :

Pretty much Lloyd decided to freeze and close my basic account 4 days after it being opened and fully usable, baffle me Lloyds hsbc Halifax do 🤣, just thought I’d let you no

kallis3

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Post by kallis3 » Tue Nov 10, 2020 2:48 pm
HSBC and sister company First Direct are well known for not liking people who have been in an IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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