Lloyds

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recovering

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Post by recovering » Wed Jul 18, 2018 9:20 am
Morning! I have had a letter from Lloyds bank about my closed current account which I had before my IVA. It states they did not act appropriately when understanding the circumstances I was in at the time. I am assuming this was my overdraft that was incuded in my IVA. They have refunded £65.38 into the closed account which has reduced the outstanding amount I owe.
Should I forward this letter to Creditfix? My IVA was completed in Feb this year, or ignore it?

Foggy

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Post by Foggy » Wed Jul 18, 2018 10:23 am
I would be inclined to ignore it .... I doubt they will seek to have the dividend amended.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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recovering

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Post by recovering » Wed Jul 18, 2018 12:57 pm
Foggy wrote:
I would be inclined to ignore it .... I doubt they will seek to have the dividend amended.
Thanks Foggy, I daresay it is an auto standard letter! I also have an old savings account with £100 in that I still get statements for but I have no log indetails for the account
I wasn’t sure whether to contact LLoyds about it and if I do is it completely out of order to ask for it back? My conscience says to leave it be

luluj

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Post by luluj » Wed Jul 18, 2018 7:30 pm
Agree with foggy ..ignore it and tuck it away for a rainy day.
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There is a solution for everyone .... Just need to stay positive !

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roach3

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Post by roach3 » Thu Jul 19, 2018 10:09 am
my wife got two letters from the halifax saying the same thing totalling £700
I asked if we were due the money as our iva completed a while ago and they said it was just for their records and no refund was due
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