shirley891 wrote:Hi, i would like to apply for a small loan to start and build my own business. However i am two years post completion of IVA and it appwars that this may be very difficult as an IVA stays on your credit file for six years. Would be grateful for advice and suggestions.
The IVA stays on the credit files for 6 years from the start of the arrangement. If you did the full term, it should already be gone. Always a good idea to check the three agencies, before applying for credit, to make sure your files are as healthy as they can be.
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