ross487 wrote:I'm looking at an IVA as an option to pay around 50k of debts off, mainly credit card/loans over 7 or 8 creditors. issues are that i've split with my ex although we're still 50/50 owners of the house and with a court case looming that may have prison time at the end what happens if/when my income goes to zero or i'm 'away' for a year??
You can factor in changes to suit what might happen to the house and, probably, the prospect of of being "away" for a time by catering for an extended break. You need to speak to an IP to factor in everything else to check whether an IVA is the best way forward.
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