Debtbuster wrote:No assets but rent a property and have car on HP, both of which we can’t change as we have two children with autism. Also don’t want their DLA money to be affected, we are currently using it as my salary top up and to pay for the car.
I haven’t contacted any companies yet, don’t know where to start and don’t know if we have any other options. I am trying to find an evening job to boost my salary as I can’t work in the day as my daughter has been out of school since December and now I have to drive her to an autism hub for an hour a day about 30 mins away. Keeping everything the same for them is really important.
Any suggestions? I don’t even know much about other options
I would suggest chatting to a smaller firm, who will take your individual circumstances into consideration and will also present you with the alternative solutions for you to give due consideration to. I would also suggest chatting to more than one, as you need to find someone you are comfortable to work with for 5 years.
I cannot recommend a particular firm, but, hopefully, some member will share their own experiences with you. The firm I was with no longer trades under their old name.
However, Lisa, who has replied above could be a candidate, as could McCambridge Duffy as well as the forum sponsors themselves.
Reading through the links to the left will give you more background on all options.