Looking for mortgage. IVA still showing after certificate of Termination.

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sanjay282
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by sanjay282 » Mon Jan 22, 2018 3:09 pm
I was in IVA 1 year and i called them and they issued me certificate of termination but still showing in credit file agreement in IVA now i am paying every month to creditors. i am looking morgage. please could you help me?
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Ryan
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by Ryan » Mon Jan 22, 2018 3:29 pm
Hi Sanjay,

Feel free to contact us if you wish to discuss your situation in more detail. It will really depend on what % deposit you have available and what is showing on your credit reports as to what may be possible.

Regards
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Foggy
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by Foggy » Mon Jan 22, 2018 3:49 pm
You need to check the Insolvency Register to see if you are still on that --- if you are, send them a copy of the termination certificate. Once you come off of this you will then be able to get credit reference agency files from each of the three agencies cleared up if the start of your IVA was more than 6 years ago.
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Shaun Vickery
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by Shaun Vickery » Tue Jan 23, 2018 11:34 am
From what you say it sounds like the IVA may have failed. Is that the case?
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