Possibly -- but with that low an income it would probably not work. If your debt is under £20k and disposable income is under £50 a month, assuming you have no assets, maybe a DRO is worth looking at -- https://www.stepchange.org/how-we-help/ ... order.aspx
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk