Hopefully not but I would consider opening another account with someone like the Co-op.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Potentially. MBNA are owned by Lloyds Banking Group, as are HBOS. I wouldn't be sure how deep the information sharing goes but it wouldn't hurt to consider a basic bank account outside the group.
I work for one of the UK's biggest Insolvency Practitioners. All posts I make are my own thoughts and/or opinion and are not the views of my employer. None of my posts constitute legal advice and should not be taken as such.