Hello all on this damp and soggy Christmas Eve. I would like to wish you all a Happy Christmas, however you celebrate this time of year, and a Great New Year.
For those newly into their arrangements it can be a trying time -- but, armed with experience, next years will be better --- and, just think, you unlike many, many, others will not be burying the doormat in credit card bills during January and then figuring out how to pay them. You are no longer a juggler !
Anyway, the best things this season brings are free: Love, friends and family. Time making memories is priceless.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk