It's Christmas Eve ..... all the ladies out there are prepared and all of us blokes need to go shopping ...pronto !!
Christmas in an IVA can be daunting .... but, as cliched as it sounds: It is not about what is under the tree, so much as who is around that tree ! Some of us will be missing loved ones, but those missing will still be there in our hearts.
My wish is simply for all reading this to have good health and good fortune this Christmas and into the next year and those beyond.
MERRY CHRISTMAS
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Same to you - we will be on our own which suits us down to the ground!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Merry Christmas to you all xxx
This is now our second christmas out of the IVA (where did that time go???)
We paid into Love2Shop vouchers throughout our iva from within our allowances but meant christmas wasnt such a dreaded financial
fear.
We have become more savvy with our present buying and been much more considsrate and sensible with what we buy.
Best wishes to you all and hope its a good one whatever your circumstances.
I am at work tomorrow and wont see my kids til about 9pm so proper christmas is delayed til boxing day for me!
Merry Christmas everyone xxx
