Just a quick one. I've spent the last 4 years buying second hand phones and they just keep breaking. I spend more money on them than if I had a contract. Looking at £39pm which is within my allowance but I can't seem to get accepted for a contract. Any advice?
You are probably failing the credit check and each 'fail' is looked on with suspicion by other providers, making matters worse ( they don't actually see a rejection as such, but see the repeated searches with no resulting account ). First, I would suggest giving it a rest for 6 months to let the credit files calm down.
In the meantime -- maybe look at the phones you are buying ... are you an i-Phone user, or android ? It seems i-phones are more accident prone for some reason.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk