Modifications - still confused after 2 yrs

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MelanieGiles

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Post by MelanieGiles » Sun Nov 07, 2010 4:40 pm
I am sure that Antoinette would have contacted both of you if she had personally known that you had been trying to get hold of her. Hopefully the BE IP who monitors the forum will be able to pass a message on to her for you.
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MrsKnight

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Post by MrsKnight » Sun Nov 07, 2010 6:54 pm
Hi Melanie, thank you for looking in. I have every faith in everything you have said about our IP, I have been putting it down to them being really busy.
I have had silent phone calls on the house phone answer machine, where you can hear a call center n then the phone goes dead, but Ive been putting them down to BT! as I dont believe BE would leave silent phone calls. No emails or missed mobile calls barring one from a number I did not know.
Im sure it will get sorted tomorrow when I phone them. [:)]
Last edited by MrsKnight on Sun Nov 07, 2010 7:03 pm, edited 1 time in total.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



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Lyns x
 
 

MelanieGiles

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Post by MelanieGiles » Mon Nov 08, 2010 9:28 am
The Blair Endersby representative is present on the site this morning, so hopefully this will be picked up.
Regards, Melanie Giles, Insolvency Practitioner
 
 

MrsKnight

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Post by MrsKnight » Mon Nov 08, 2010 10:03 am
Hi all, Im very relieved to say its all sorted & the gentleman I spoke too at BE on his direct line was really helpful.
The modification is more for the supervisors at their discretion to extend the arrangement a further 3 months to complete any final administration & creditors must receive final dividend payments within those 3 months. It does not mean that my IVA will be extended a further 3 months, unless there are payments in lieu of equity to be introduced. As I do not have any assets or equity there wont be any to bring in.
The gentlemen at BE did say it was difficulty worded, making it hard to understand. I thought I was being thick, but once he explained it, it made sense.
I did a revised I&E due to a small increase in Income and sent it in September, he confirmed they had received it & is going to get someone to review it n update my file.
This gentlemen was brilliant & I can contact him anytime on his direct line if I have any further questions in the future.
To all those with BE, they really are getting better try not to worry they are very understanding.
Yippee! I can now safely say I only have 30 months to go, fingers crossed!
Last edited by MrsKnight on Mon Nov 08, 2010 10:06 am, edited 1 time in total.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
 
 

kallis3

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Post by kallis3 » Mon Nov 08, 2010 10:08 am
Excellent news Lyns - glad it's been sorted and you can concentrate on your dad and his health now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Shining

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Post by Shining » Mon Nov 08, 2010 10:22 am
Glad it's all been explained Lyns, hope the remaining 30 months run smoothly for you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MrsKnight

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Post by MrsKnight » Mon Nov 08, 2010 5:58 pm
Thanks Jan n Lesley.
My Dads just not right at the mo, he has lost a stone in weight in 2 weeks & is miss placing things alot, Im really worried about him at the mo. At 79 I think this car accident has taken more out of him than I thought & the car being a right off.
Will plod on, just made them cottage pie n loads of veg for their dinners for next couple of days.
Thanks forum - without you I would of not got this far!
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
 
 

kallis3

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Post by kallis3 » Mon Nov 08, 2010 6:04 pm
I'm sure he will be ok Lyns, he just needs a bit of time.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Pandy

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Post by Pandy » Mon Nov 08, 2010 6:04 pm
So glad you have it sorted, I hope your Dad improves soon.
If life is what you make it, I must have been in a strange mood when I made mine
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