Hi. Haven't been on for a while but could do with some advice..completed our iva in March 2017. No problems was quite a smooth journey. We have been on an interest only mortgage for the past 11 years which is due to finish in January 2020. So we have approached the mortgage company asking to extend the loan for another 5 years, as we can't afford to pay it. The paperwork has arrived today & it's asking if we have ever been made bankrupt or been in an iva while we have had the mortgage with the. Well obviously we have. So will this go against our application to extend.