We currently 10 months into a mortgage with central trust. I’m post Iva. Few years left until off my record my partner also as a few old CCJ’s the interest rate is 10%! Just wondering if anyone could recommend anyone to see if we could get a better deal currently we pay 998 a month .
You could have a word with Ryan and / or Shaun who both regularly place mortgages for those of us with an IVA in the past .... you can start the groundwork early, but I would say, if you can, wait out until the IVA clears from your records to get a better deal. With that and the CCJ's you are still looking at higher than average rates.
You can get their contact details from their profiles here:
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The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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It's entirely possible that there's something more competitive out there - this will of course depend on your other circumstances but often the best position we try to put our clients in is to understand the alternatives: What would it look like if I could do it now and what needs to change before I can get to somewhere better....only when you know the alternatives can you make an informed choice.
Specialist Mortgage Advisers. Highly Commended at the British Mortgage Awards.