Hello Clive. It won't stop you getting a mortgage per se, and it will depend on a number of other factors - when the IVA was registered, your income etc. Whilst it remains on your credit file you would be likely to have to pay somewhat of a premium though - think in terms of interest rates of at least 3% above the norm. Once the IVA has disappeared from your credit file this will, all things being equal, open up more and more competitive options.
Specialist Mortgage Advisers. Highly Commended at the British Mortgage Awards.