Mortgage deposits with satisfied IVA

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Post by bl00dytypical » Fri Sep 03, 2010 1:02 pm
Can anyone please tell me the percentage of deposit required for a mortgage with a satified IVA? Are mortgages avaialble with a really good deposit at present?



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Post by liamjames » Fri Sep 03, 2010 1:10 pm
I'm not sure about the deposit, but I've just talked to our broker and he informs me that in the present climate most lenders will wait 3-6 years after the completion of the IVA before offering a mortgage.

If I can get any more details for you I'll let you know.
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Post by kallis3 » Fri Sep 03, 2010 2:52 pm
I think you'll need a pretty hefty deposit. I'm sure I've seen posts where 25% is mentioned.
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Post by Andrew Graveson » Fri Sep 03, 2010 3:31 pm

The High Street product we've seen post-IVA clients being able to obtain does not have a hard and fast rule on deposit size.

There are other factors that are weighed into the decision.

A bit more explanation is on the following recent thread: ... 190#306353
Andrew Graveson
Bright Oak Ltd
UK Debt Management Company
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