IVA completion certificate received over 3 years ago and now I'm looking at moving and applying for a new mortgage (joint with girlfriend).
My credit rating is very good now but I know that majority of lenders ask about previous IVAs.
Does anyone know of mortgage lenders that either don't ask about previous IVAs or are sympathetic about it and are likely to approve with good credit score?
The hardest part is telling a stranger about your problems ...... it's also the most important!
Have a word with either Ryan or Shaun, our resident mortgage experts to see if they can help. Details under the experts lin.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Completed IVA October 2018.
Spent a year repairing credit history, using credit respinsibly etc.
Can personally vouch for Select Partnership (Shauns team) who helped us with a budget, affordability etc.....
Got a mortgage on the High Street with a low fixed rate....bought dream forever home and moved in in June this year.
Best of luck-there will be a solution out there for you! Let us know how you get on!