You will not be able to get or join in a mortgage until your credit record is clear, which will be around 6 years after the IVA began. I would suggest a chat with one or both of the mortgage experts who post on here: Ryan or Shaun. Their contact details can be found here --- in yellow towards the bottom of the list --- click on their names to open their profiles: memberlist.php?mode=team
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Give our mortgage experts a call, but, as others have said, you will not be able to get a joint mortgage whilst in an IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk