IVA started 1 November 2013, completed Jan 2018, removed from credit file November 2019. I'm looking to buy a house with my husband soon and need to find a lender that will consider us. Husband's credit is excellent, he's paid off his credit card (never any missed payments). Seen a house we like, £140000, have deposit of £20000 with extra savings to cover fees and costs. Any suggestions where to go? I'm terrified of being rejected for a mortgage.
Thanks guys, hope you are all safe and well.
Almost there, i would be more than happy to look in to this for you if you would like to get in touch directly, so we can discuss in more details.
My contact details are in my signature below
IVA Mortgage Expert
Zebra Money Centre
Congratulations on getting to this stage. From what you say there's every possibility of being able to obtain a competitive mortgage, although it is important to know what you are doing with these things - applying randomly is rarely a good idea in this situation and there's a little preparatory work to be done ahead of an application to give you the best chance of success.
Specialist Mortgage Advisers. Highly Commended at the British Mortgage Awards.