Mortgage possibilities?

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Almostfree

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Post by Almostfree » Mon May 18, 2020 5:05 pm
IVA started 1 November 2013, completed Jan 2018, removed from credit file November 2019. I'm looking to buy a house with my husband soon and need to find a lender that will consider us. Husband's credit is excellent, he's paid off his credit card (never any missed payments). Seen a house we like, £140000, have deposit of £20000 with extra savings to cover fees and costs. Any suggestions where to go? I'm terrified of being rejected for a mortgage.

Foggy

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Post by Foggy » Mon May 18, 2020 5:20 pm
We have two brokers on forum who have considerable experience in adverse credit applications and much success in placing mortgages for us ex-IVA'ers with reasonable rates.

Their details can be gleaned from their profiles here:

Ryan: memberlist.php?mode=viewprofile&u=18488
Shaun: memberlist.php?mode=viewprofile&u=22837
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

luluj

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Post by luluj » Tue May 19, 2020 4:48 am
Echo Foggys suggested route. Both have great track record, personally I can vouch for Ryan and his team ..... good luck
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Ryan

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Post by Ryan » Tue May 19, 2020 7:36 am
Thanks guys, hope you are all safe and well.
Almost there, i would be more than happy to look in to this for you if you would like to get in touch directly, so we can discuss in more details.
My contact details are in my signature below
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page

Almostfree

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Joined: Fri Jul 28, 2017 7:33 pm

Post by Almostfree » Tue May 19, 2020 8:40 am
Thanks all.
Ryan, I'll definitely be in touch.

Shaun Vickery

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Post by Shaun Vickery » Tue May 19, 2020 9:03 am
Congratulations on getting to this stage. From what you say there's every possibility of being able to obtain a competitive mortgage, although it is important to know what you are doing with these things - applying randomly is rarely a good idea in this situation and there's a little preparatory work to be done ahead of an application to give you the best chance of success.
Specialist Mortgage Advisers. Highly Commended at the British Mortgage Awards.

For individual, confidential mortgage advice see my details under the IVA Experts or go to http://clients.theselectpartnership.co.uk/
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