3 posts Page 1 of 1


Posts: 10
Joined: Tue Dec 05, 2017 10:02 pm

Post by vikkib1212 » Mon Jan 27, 2020 6:46 pm
Hi, I’d like to get some proper advice on obtaining a mortgage. I paid my last payment last June and my official completion date was 04/10/19. I want to look into what I have to do to get a mortgage. I have a 20k deposit which will be gifted by my Mum. I have to possible options to buy I can try to go down right to buy on my council home which will work out over 50% discount on a rough estimated property valued at between 170 - 220k or seek my own purchase but want to realistically what my chances of success are going to be. My IVA no longer appears on my credit report. Any advice welcome


User avatar
Forum Expert
Posts: 30265
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Mon Jan 27, 2020 7:50 pm
I would suggest a chat with a whole of market broker with experience in adverse credit. We have two such who advise forum members and have helped quite few between them: Ryan and Shaun. Their contact details can be gleaned from their profile pages here:

Ryan: memberlist.php?mode=viewprofile&u=18488
Shaun: memberlist.php?mode=viewprofile&u=22837
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


User avatar
Forum Expert
Posts: 10746
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Tue Jan 28, 2020 8:44 am
Closing this topic as duplicated in another post
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
3 posts Page 1 of 1
Return to “a success story”